Privacy Notice

10/2024

FACTS: WHAT DOES CCI FINANCIAL, INC. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Income
  • Payment History
  • Employment Information
  • Banking Account Information
  • Transaction History
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CCI Financial, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does CCI Financial, Inc. share? Can you limit this sharing?
For our everyday business purposes —
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes —
To offer our products and services to you Yes No
For joint marketing with other financial companies —
Joint marketing No We don't share
For our affiliates' everyday business purposes —
Information about your transactions and experiences No We don't share
Information about your creditworthiness No We don't share
For our affiliates to market to you —
Affiliate marketing No We don't share
For nonaffiliates to market to you —
Nonaffiliate marketing No We don't share

Questions? Call (866) 258-4672 or go to N/A
Who we are
Who is providing this notice? CCI Financial, Inc. — Providers of: small-dollar credit, check-cashing, money services, prepaid cards, gold buying, tax, bill payment, gift card purchasing and insurance.
What we do
How does CCI Financial, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CCI Financial, Inc. collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Provide employment information
  • Apply for a loan
  • Give us your income information
  • Pay us by check
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. CCI Financial, Inc. does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. CCI Financial, Inc. doesn't jointly market.
Notice provided by: Tosh, Inc.; CCO Alabama, Inc.; CCO Alaska, Inc.; CCO California, Inc.; CCO Idaho, Inc.; CCO Kansas, Inc.; CCO Mississippi, Inc.; CCO Missouri, Inc.; CCO Ohio, Inc.; CCO Oklahoma, Inc.; CCO Texas, Inc.; CCO Wisconsin, Inc.; CCO Wyoming, Inc.; Financial Asset Management Inc.; CCI Financial, Inc.; Insure Utah, LLC; and W.W. Lightning Tax Service, Inc.